Taking out a home loan is sometimes necessary for the purchasing of property in Perth but it’s important to understand exactly how the system works to make the process easier and protect yourself from being duped. To be a smart borrower, it’s important to realise how loans would practically work for you and what that [Continue Reading]
Expert Advice for First-Time Home Buyers
If you are looking to buy your first new house, then the task of getting a home loan may seem like a daunting, yet necessary, step for acquiring your new Perth home. It is true that buying your first home may seem scary and you may think that you will spend most of your income [Continue Reading]
Advantages and Disadvantages to Negative Gearing
If you are looking for home loans in Perth to invest in property or purchase a new home, you are probably affected by negative gearing. Negative gearing is what happens when an investor originally loses money because the costs, including interest, of the property are greater than the home loan he or she took out [Continue Reading]
Tips to Get You Started in Property Investment
If you are looking to change your finances, either by looking into home loans, investing, or anything else, there is a lot you can do to get ahead of others in Perth and establish yourself financially. One of the most common things you may have read about or heard from other mortgage brokers in the [Continue Reading]
Key Questions to Ask when Buying an Investment Property
Our office includes financial planners and mortgage brokers who assist with a lot of home loans and investment loans in the Perth area. Financial planners and mortgage brokers are great people to ask about loans and finance, but what about some of the other questions you should ask not only us, but some of the [Continue Reading]
The Common Mistakes Investors Make on “Fixer-Uppers”
Financial planners and mortgage brokers alike have worked with a lot of clients in and around Perth who purchase homes as “fixer-uppers” and plan to maximise their investments by fixing them to increase their market value. However, can you always increase the value of your property enough to cover the costs of renovation? If you [Continue Reading]
The Hidden Metric for Increasing Your Borrowing Capacity
If you talk to any mortgage broker in Perth, you will quickly find out that the lending companies have a lot of metrics by which they determine who is going to get credit and how much they are going to get. There are a lot of standard metrics that make common sense, but there is [Continue Reading]
3 Factors that Determine Whether a Property is Right for You
Our mortgage brokers and financial planners have a lot of experience with home loans and investment loans in the Perth area. In our office, we offer both services. While each professional performs his or her speciality, there is still a lot of knowledge that “bleeds over” between positions. Consequently, our mortgage brokers know a substantial [Continue Reading]
Questions to Ask Your Loan Provider
The market for home loans in Perth has become extremely competitive. Now, a person who just takes whatever the “home bank” has to offer can leave thousands of dollars laying on the table. There are so many different factors affecting home loans that we always recommend hiring one of the many qualified mortgage brokers in [Continue Reading]
7 Tips for Finding the Right Investment Property
Our mortgage brokers handle a lot of home loans for investment properties in Perth. While we would like to report that every investor we have ever helped get a loan has prospered, there are unfortunate exceptions. While no investment property is ever guaranteed to make money, we can state with confidence and experience that following [Continue Reading]