Real support. Through real life.
Life’s full of changes – some planned, some unexpected. Whether you’re buying your first home, growing your business, or planning your financial future, we’re here to help make the next step feel a little simpler.
It’s not just about one moment. It’s about building relationships and being there for the journey.
Meet Emily & Josh
From buying their first home to building a better future.
Early in their financial journey, Emily and Josh bought their first home. That’s when their mortgage broker introduced them to the team at Purely FP. We talked about the importance of getting the foundations right. We reviewed their superannuation and moved them to better-priced funds. A small change early in life can mean over $100,000 extra in super at retirement.
We also helped them set up personal insurance so if they got sick or had an accident, their mortgage and living costs would still be covered. Cashflow was tight, so we arranged for premiums and our fees to be paid from their super. They got the help they needed in a way they could afford.
A few years later, Emily and Josh had a baby on the way. Their super was still working for them, but it was time to review their insurance to protect their growing family. They’d worked hard to pay down their mortgage and now had some spare cashflow to invest. We set up a simple investment portfolio and contribution strategy. Even $50 a week over 25 years could grow into a $150,000 portfolio.
Fast forward a few more years, and Emily and Josh were preparing for retirement. Their kids were independent, and it was time to refocus. We reviewed their insurance again, adjusted it to suit their needs, and talked through their retirement goals. We ran projections to check they were on track and set up a super contribution strategy that saved tax and boosted their retirement savings. We also made sure they had money for fun.
Finally, retirement arrived. We helped Emily and Josh set up a reliable income stream that minimised tax and maximised Centrelink benefits. As their needs changed, we were there to support them right to the end of their journey.