Planning Now for a Future After Work
Even if retirement is still a lifetime away for you, the earlier you start building your super fund, the more likelihood that you will increase your potential payout and be able to live the life you want after you finish work.
Any additional contributions that you can make, over and above any compulsory employer contributions (paid as part of your salary arrangements to eligible employees) can make a big difference to your final balance. And generally speaking, its in most people’s interest to not have multiple super funds.
Purely FP will work with you to ensure that you are best placed to take advantage of any government incentives (such as the co-contribution scheme) as well as maximise the tax advantages of investing in this structure.
As part of our service we will conduct detailed research of your current super arrangements to review the fees that you are being charged and provide feedback on the specific investments that you have selected. All super funds are not the same, and whilst you cannot influence the investment returns that you receive, you can ensure that your super fund is competitively priced and that you are invested appropriately.
Its your money and for many people, it will be the biggest financial asset that they ever own (outside of their home) Purely FP can assist you now to take ownership of your superannuation and ensure that you are in the best possible position in the future.